The creditscore's Podcast

How did the myth of checking your credit score online to lower your credit score start?

In India, individuals are not very well aware of their credit scores and credit report. They tend to believe more in myths than understand the reality behind them. There is a very popular myth regarding credit scores check in the loan industry. People very wrongly believe that checking your credit score online will actually lower it. 
https://www.clix.capital/check-credit-score/

What affects my credit score?

A credit score is an important factor that makes borrowing easy and affordable. If you were planning to get a high-value loan anytime soon, you need to have a good credit score. It is very important to build your credit score with the right credit activities that can affect your credit profile.

Will Checking Your Credit Hurt Your Credit Scores?

However, individuals do not check their credit scores often enough because of a popular myth that goes around the market. It is commonly believed that checking your credit will always sort your credit score. However, there is nothing true in it because checking your free credit score online will not damage or impact your score anyway. 

What are the step-by-step guides to checking your credit score online?

This score is used by financial institutions to judge the creditworthiness and financial stability of individuals. A good online credit score helps an individual to prove creditworthiness and negotiate with loan providers for better terms and conditions.

Does the credit score get affected when we check our credit report online?

The credit score check will not damage or impact your credit profile because it is an online soft check. What damages your credit profile is the hard inquiry run by the loan provider when you apply for a loan. Since they run a background check on your credit profile, it damages your credit score. However, when you simply check your credit score online, it will be a soft check to get your credit score only. 

How do I check my credit score online in India?

Without a good Experian credit score, you will not be having a smooth hassle-free borrowing experience under any circumstances.  Among all the other credit activities that build your credit, checking your credit score will always help you. When you run a soft online credit score check it does not impact your credit score at all. Here is how you can check your credit score online in India. 

9 Best Practices for Raising Your Credit Score

Increasing your score before borrowing is an important step. Credit building is an important step to getting instant approval and a low rate of interest. When you need a high-value loan, you always need to improve your credit score. There are various ways in which you can improve your credit score.

What is the Importance of a Good Credit Score?

Credit scores are very important. Whenever you plan to take out any kind of loan or credit card from the market, you will need a good online credit score. Here are all the benefits of having a good credit report.

How to build a good credit score?

How to check credit score? Look for ‘my credit score’ with Clix Capital to make sure you check your score and improve your score. With time, you will get a score above 750 from the above-mentioned activities. You need to make sure that you build your ‘my credit score’ with the best activities over time. Here’s how you can build a good credit score.

How do I check my credit score online in India?

A credit score is an important factor when it comes to borrowing or exploring various lines of credit. It is important to prove your creditworthiness in order to be eligible for a specific loan. An Experian credit score considers loan repayment, credit history, financial activities, and various credit accounts.